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Hiring now · posted today Finance Contract · Remote

Senior Commercial Underwriter

$50–$80/hr

Published pay. The final rate depends on your test, experience and country.

Remote · United States, Canada 10 openings Language: English Posted 12 Nov 2026

Senior Commercial Underwriter is remote AI-training work for insurers, paying $50–$80/hr, open to applicants in United States, Canada. Posted 12 Nov 2026, still open on 13 Nov 2026. Zekai lists it for free; the application goes to the employer's platform.

About this role

Preparing for this role? See the best AI tools for insurers, practise with ready-made prompts for insurers, read The 5 Best AI Risk Assessment Tools in 2026 (Ranked) and take the free 30-day AI challenge.

Role type: Part-time contractor

Location: Remote, United States and Canada

Compensation: $50–$80 USD/hour


About the role

our partner is looking for experienced Senior Commercial Underwriters to support a customer project requiring expertise in commercial insurance risk assessment, pricing, and quoting.

In this role, you will apply your professional underwriting knowledge to assess commercial risks, evaluate coverage requirements, and make informed decisions based on risk exposure, loss history, and underwriting principles.


What you'll do

  • Assess commercial insurance risks by reviewing business operations, exposures, and relevant underwriting information.
  • Evaluate risk profiles, loss histories, and coverage requirements to support sound underwriting decisions.
  • Determine appropriate coverage terms, conditions, and pricing based on commercial risk characteristics.
  • Prepare and review commercial insurance quotes, ensuring accuracy and consistency with underwriting guidelines.
  • Identify potential underwriting concerns, coverage gaps, and factors that may affect risk acceptability.
  • Apply professional judgment to complex commercial insurance scenarios and explain underwriting decisions clearly.


Qualifications

  • 5+ years of professional experience in commercial insurance underwriting.
  • Strong hands-on experience assessing, pricing, and quoting commercial insurance risks.
  • Solid understanding of commercial insurance products, coverage structures, and underwriting principles.
  • Experience evaluating loss histories, business exposures, and risk factors.
  • Ability to make well-supported underwriting decisions and communicate the reasoning behind them.
  • Based in the United States or Canada.


Engagement details

  • Type: Part-time, independent contractor
  • Location: Remote, United States and Canada
  • Compensation: $50–$80 USD per hour


Application process

Candidates will complete a short AI interview focused on their professional experience and commercial underwriting expertise.


About our partner

our partner is a data lab that connects professionals with opportunities to apply their expertise to customer projects. We work with specialists across fields such as engineering, finance, healthcare, and law to support AI labs and enterprises. Through our extended network, contributors bring their knowledge and judgment to projects with their own scope, requirements, and engagement terms.

This is a 100% remote contract role. Applicants must be located in: United States, Canada.

commercial insurance underwritingrisk assessmentinsurance pricing and quotingcoverage evaluationloss history analysis

How applying works

  1. Click Apply now and enter your email.
  2. You go straight to the application. We email you a copy of this role and your link.
  3. Most platforms ask for a CV and a short skills test or AI interview in your field.
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What to know before you apply

Pay
At the published rate, 10 hours a week would be about $500–$800 and 20 hours about $1,000–$1,600 before tax. Hours depend on the project, so treat this as a ceiling, not a promise.
Location
Only applicants located in United States, Canada can be paid for this role. Platforms usually verify where you are, so apply only if you are based there.
Credentials
The listing asks for 5+ years of experience. Put it in the first line of your profile: reviewers screen for it before anything else.
Timing
This listing is new today. Projects can close once they have enough people, so it is worth applying while it is open.
Test tips for insurers
  • Read policy wording literally: coverage answers hinge on exact clauses.
  • Flag answers that ignore exclusions, limits or jurisdiction.
  • Show the actuarial or underwriting logic step by step.
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  2. 02

    Practise with real prompts

    Many tests ask you to write or judge prompts in your field. Practise on these first.

    Compare Two Policy Forms

    I am analyzing a renewal for a client who currently has our [[Policy Form A]] and is considering moving to [[Policy Form B]]. Please act as a coverage expert. I will provide the key coverage and exclusion sections from both [[red…

    Summarize Loss Run History

    I have 5 years of [[redacted]] loss runs for a workers' compensation renewal. The data is in a messy format. Please extract and summarize this information into a clear table with columns for: Year, Total Incurred, Total Paid, Num…

    Prompt library for insurers →
  3. 03

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