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AI in Finance

FinChat — AI for Finance & Business

Get instant answers to any question about public companies using AI-powered equity research.

Analyze earnings call transcripts, investor presentations, and financial filings from over 750+ companies.

What is FinChat?

FinChat: Get instant answers to any question about public companies using AI-powered equity research. It has a free plan; paid plans start at $29/mo. Zekai scores it 7.7 out of 10 after independent testing. Best for rapid equity research on public companies.

Best forAI in Finance
DifferentiatorCombines AI chat with a customizable terminal for dashboards and screening.
ProofData sourced directly from 100,000+ official company documents.
Try FinChat
Free Plan Pro from$29/mo
Free plan verified · free AI tools for Finance
7.7 Zekai
Rapid Equity Research AI
AI for Finance & Business
Ease of Use
8.4
Accuracy
8.0
Value
7.2
Time Saving
7.2
ThousandsUsers
7.7/10Zekai Score
AI ChatDashboardsStock ScreenerData VisualizationDocument Analysis
📊 Independently reviewed and scored. How we score →
✍️ Reviewed by Zekai Editorial Team · Updated July 13, 2026
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Zekai Verdict

What is it?
FinChat is an AI chat platform for finance professionals, providing instant access to data from public company filings.
Best for
It's best for equity research analysts who need to rapidly extract insights from public company documents and monitor…
Not ideal for
Data is limited to the 750+ companies on the platform.
Price
Free plan · paid from $29/mo
Zekai Score
7.7/10
Visit official site ↗Compare alternatives →Why this score →
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Hand-scored by Zekai

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⚡ Quick answer

For finance and business analytics professionals, FinChat is one of the best AI tools for equity research. It allows users to ask natural language questions about public companies and receive instant, sourced answers from official filings and transcripts. Its integrated 'FinChat Terminal' for custom dashboards and stock screening makes it a comprehensive platform for analysts.

CategoryAI for Finance & Business Analytics
Best forRapid equity research on public companies.
Price from$29/mo
Free planYes, free plan available
DifferentiatorCombines AI chat with a customizable terminal for dashboards and screening.
ProofData sourced directly from 100,000+ official company documents.
Rating7.7/10
📖 About FinChat

FinChat is an AI chat platform for finance professionals, providing instant access to data from public company filings. Ask questions in natural language to analyze earnings calls, screen for stocks, and visualize financial data.

How It Works

Your workflow, automated

1
Ask a Question
Type any question about a public company's financials, performance, or strategy into the chat.
2
Receive a Sourced Answer
Get an instant answer synthesized from earnings calls, filings, and presentations, with direct links to the source.
3
Visualize and Screen
Use the FinChat Terminal to create charts, build custom dashboards, or run advanced stock screens based on your findings.
Ready to automate your workflow with FinChat?
Try FinChat →
Real Impact

Before & After

❌ Before

Manually reading 100-page filings and transcripts.

Hours of research per company
✅ After

Getting direct answers from financial documents in seconds.

Minutes per company
AI Prompts

Prompts for Finance

Prompt 01 Prompt for Auditing an AI Vendor's Incident Response Plan
You are a Senior Compliance Officer at a financial institution subject to SEC Regulation S-P. Review the attached Security Incident Response Plan from [[AI Vendor Name]]. Cross-reference it against the 2026 amended Reg S-P requirements.
Prompt 02 Generative AI Prompt for Variance Analysis
You are an FP&A analyst preparing a monthly financial review. Based on the following data comparing budget vs. actuals for the last quarter, write a concise summary (under 150 words) for the CFO.
Prompt 03 Revenue Forecast Prompt for Power BI Copilot
You are an FP&A analyst building a driver-based revenue forecast for the next 4 quarters. Using the connected data from our ERP (financials) and CRM (sales pipeline), create a time-series forecast for 'Total Revenue'.
See all 37 AI prompts for Finance →
Social Proof

Trusted by Thousands

Thousands professionals using this tool
Ease of Use
8.4
Accuracy
8.0
Value
7.2
Time Saving
7.2
Start Free Today →
Connects With

FinChat integrations

Excel Plugin (Pro Plan) API Access (Pro Plan)
Setup complexity: Beginner-friendly
FinChat is an AI chat platform for finance professionals, providing instant access to data from public company filings. Ask questions in natural language to analyze earnings calls, screen for stocks, and visualize financial data.
Comparison

Best FinChat alternatives

FinChat vs. Bloomberg Terminal: Bloomberg remains the gold standard for real-time market data, news, and comprehensive analytics across all asset classes. Choose Bloomberg for its breadth, execution capabilities, and industry ubiquity. Pick FinChat for a more focused, cost-effective solution specifically for accelerating fundamental research on public equities. FinChat's AI-driven Q&A on company documents is its core strength, making it an excellent supplementary tool or a primary research tool for those who don't need the full, high-cost Bloomberg ecosystem.

Need deep macroeconomic data analysis.
Focus primarily on private market intelligence.
Require analysis of real-time news feeds, not just filings.
The decision

Is FinChat worth it?

Return on investment
By saving several hours of manual research per week, a financial analyst using the $29/mo Plus plan can achieve a positive ROI within the first few analyses.
Built for
Investment analysts, portfolio managers, financial advisors, and individual investors.
Effort to adopt
Beginner-friendly
Compliance
Compliance posture not publicly documented — verify with vendor.
Who It's For

Why Finance & Business choose this tool

🎯
Built for
It's best for equity research analysts who need to rapidly extract insights from public company documents and monitor specific stocks.
In-Depth Overview
For finance and business analytics professionals, FinChat eliminates hours of manual research by providing an AI-powered query layer on top of financial documents. Instead of sifting through hundreds of pages of SEC filings or earnings call transcripts, you can ask direct questions like 'What was Apple's revenue growth in the last quarter?' and receive an instant, sourced answer. The platform covers over 750 companies and more than 100,000 documents, ensuring comprehensive data access. Key features like the 'FinChat Terminal' allow for creating custom dashboards and advanced stock screening, moving beyond simple Q&A. You can even upload your own documents (PDFs, PowerPoints) to chat with proprietary data. This directly translates to faster analysis, quicker idea generation, and more informed decision-making for investment analysts, portfolio managers, and financial advisors. The direct sourcing from official documents provides a layer of trust that is critical in financial analysis.

Key Use Cases

📈
Accelerate earnings call analysis
Investment Analyst
Instantly ask questions about an earnings call transcript to find key metrics, management sentiment, and competitive mentions without reading the entire document.
Research time cut by >70%
💼
Monitor portfolio companies efficiently
Portfolio Manager
Set up a custom dashboard in the FinChat Terminal to track key developments and financial health of companies in your portfolio.
Daily monitoring in minutes
🧑‍💻
Generate investment ideas quickly
Financial Advisor
Use the advanced screener to find companies that match specific investment criteria, such as 'tech companies with >20% revenue growth and positive FCF'.
Screening from hours to seconds
✓ Pros
Saves significant time on fundamental company research.
Free tier available for basic use and evaluation.
Data is sourced directly from official filings, increasing reliability.
Includes powerful tools like a stock screener and dashboard builder.
Ability to upload and analyze custom documents.
· Cons
Data is limited to the 750+ companies on the platform.
Free plan is limited (25 messages/month).
Advanced features like API access and Excel plugin require the most expensive plan.
⚡ Editorial Verdict

FinChat excels at accelerating the initial research phase for public equities, turning hours of document review into a simple Q&A session. The ability to create custom dashboards and screeners is a powerful addition. The main trade-off is its focus on public companies; it's not a solution for private market analysis or macroeconomic data beyond company filings.

See all 573 AI tools for Finance → Browse the AI Directory →
Questions & Answers

Frequently asked questions

What kind of data can I access with FinChat?

+
FinChat provides access to financial data from over 750 public companies, including earnings call transcripts, investor presentations, and other official filings.

Can I use FinChat for free?

+
Yes, FinChat offers a free plan that includes 25 messages per month and the ability to upload up to 3 custom documents, with limited access to other features.

How reliable is the information from FinChat?

+
The platform sources its data directly from official company filings and provides citations, ensuring the information is as reliable as the source documents.

Can I analyze my own private documents?

+
Yes, the platform allows you to upload your own documents, such as PDFs and PowerPoints, and use the chat interface to ask questions about their content.

Is FinChat the best AI for financial analysis?

+
For professionals focused on equity research of public companies, FinChat is a top contender due to its direct-sourcing model and integrated terminal. It excels at rapidly querying company filings.

What is the best AI tool for screening stocks?

+
FinChat's advanced stock screener is a powerful AI tool for this purpose, allowing users to create complex screens using natural language and dozens of financial metrics.

Last reviewed:

Plans & Pricing

FinChat pricing and plans

Free
$0
Get Started Free
Pro
$29/mo
Billed annually. Includes unlimited messages, 100 custom documents/month, and FinChat Terminal access.
Start Pro Plan
Enterprise
Pricing on request
Tailored for teams and large organisations.
Contact Sales

Prices and features are updated regularly but can change at any time — always confirm on the official website. Some links on this page are affiliate links.

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Free guide

Take it with you

Getting Started with FinChat for Equity Research
  • Core Function: AI-powered chat for analyzing public company financials.
  • Key Feature: FinChat Terminal for custom dashboards and stock screening.
  • Data Source: Official documents like 10-Ks, 10-Qs, and earnings transcripts.
  • Best For: Investment Analysts, Portfolio Managers, Financial Advisors.
  • Time Savings: Reduce manual document review from hours to minutes.
+4 more steps inside the guide
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About FinChat

Full Description

FinChat is an AI chat platform for finance professionals, providing instant access to data from public company filings. Ask questions in natural language to analyze earnings calls, screen for stocks, and visualize financial data.

Editorial Verdict

FinChat excels at accelerating the initial research phase for public equities, turning hours of document review into a simple Q&A session. The ability to create custom dashboards and screeners is a powerful addition. The main trade-off is its focus on public companies; it's not a solution for private market analysis or macroeconomic data beyond company filings.

Last reviewed:
Disclaimer
Zekai is an independent AI tools directory. We are not affiliated with, endorsed by, or officially connected to FinChat unless clearly stated. All product names, logos, and brands are the property of their respective owners and are used for identification purposes only. The information on this page — including pricing, features, and availability — is general information, may have changed since our last review, and is not professional advice. Zekai Scores and verdicts are our editorial opinion. Some outbound links are affiliate links that may earn us a commission at no extra cost to you. Spotted outdated or incorrect information? Request a correction →
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