Planned

For busy professionals, managing personal finances often falls by the wayside. You make good money, but lack the time for manual budgeting and the clarity to know if you're truly on track. Planned solves this by connecting directly to your financial accounts, providing a level of personalization that generic AI like ChatGPT cannot match. Instead of abstract advice, Planned gives specific answers grounded in your real-time data. For example, when asked “Can I afford a $3,000 vacation?”, it analyzes your actual savings and cash flow to give a definitive 'yes' or 'no' with a concrete plan. The core of the experience is the Financial Health Score, a single, dynamic metric that tracks your spending, savings, and debt, eliminating the guesswork. This automation, powered by a secure Plaid integration, means no more spreadsheets or manual transaction logging. While traditional financial planners often require high asset minimums, Planned makes personalized guidance accessible 24/7 through its AI coach, with the option to escalate to a human CFP® professional.